Sunday, February 19, 2012

MXL AC404 USB Conference Microphone

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Brand : MXL | Rate : | Price : $68.49
Post Date : Feb 19, 2012 11:52:57 | Usually ships in 24 hours


This high quality capsule microphone dramatically improves voice quality on conference calls and is ideal for people who rely on free or subscription internet conferencing services such as ooVoo and skype™. The AC-404 conference mic uses boundary microphone technology, built-in custom circuitry, and automatic gain control to produce smooth, quiet, and professional sounding conferences, no matter where you are.

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Wednesday, February 15, 2012

Zoom H2n Handy Recorder

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Brand : Zoom | Rate : | Price : Too low to display
Post Date : Feb 15, 2012 16:02:48 | Usually ships in 24 hours

The Zoom H2N Handy Recorder is Zooms most feature-rich, high-quality portable recording device to date. Its robust, rugged, records in 4 splendid modes and easily fits in your pocket.The new design of the remarkably easy to use Zoom H2N features the best onboard microphones (theres 5 of them) Zoom has ever put into a recording device and the results are astoundingly good. Youll be able to capture pristine, studio-quality audio anywhere life takes you from band rehearsals, songwriting scenarios, journalism, podcasting, business meetings and lecturesanywhere and everywhere!Some incredible, useful audio processing features are built right into the Zoom H2N Handy Recorder helping you to capture the very best recordings possible. Theres onboard audio processing including compression/limiting for achieving the best signal to noise ratio without any nasty overs that create otherwise nasty sounding distortion; a low-cut filter to reduce inherent rumble from the sound source; a normalize function, variable speed playback, A-B repeat mode, a tuner, metronome, file dividing and surround mixer. Theres even a built-in MP3 encoder transforms your original 24-bit/96kHz WAV file into an MP3 file small enough to easily share via email or for posting on the web. Offering incredible recording versatility, the Zoom H2N allows you to record in MS (mid-side) stereo, 90-degree X/Y stereo, 2-channel and 4-channel surround sound. Two AA batteries (included) are youll need for over 20 hours of continuous operation. Power can also be provided by an AC adaptor, included in the optional APH-2n Accessory Pack. In addition, you can power the unit via its USB port. The controls of the H2N are logically and ergonomically positioned on each side of the unit. Theyre within easy reach so making adjustments on the fly is a snap and a click! A bright, easy to read 1.8 LCD display provides a crystal-clear readout of recording levels and all the H2Ns functions.

  • Over 20 hours of operation using two standard AA batteries
  • Key Control, A-B Repeat, File Dividing, Normalize, MP3 Post-Encode, Marker and Surround Mixer
  • Additional functions include Lo-cut Filter, Compressor/Limiter, Auto Gain, Pre-Rec, Auto-Rec, Tuner, Metronome, Variable Speed Playback
  • Records in WAV up to 24-bit/96kHz and MP3 up to 320kbps

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Sunday, February 12, 2012

Zoom H4n Handy Portable Digital Recorder

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Brand : Zoom
Rate :
Price : $280.76
Post Date : Feb 12, 2012 09:20:49
Usually ships in 24 hours



Zoom H4n is the most sophisticated portable handheld recorder with new features and improved user experience at every level. Among its many new features, Zoom’s H4n offers superior, built-in X/Y stereo condenser mics that allow variable recording patterns at either 90° or 120°. Higher quality audio capture through its new, digitally controlled, high-quality mic preamp, the ability to use internal and external mics simultaneously for 4 channel recording, a large LCD screen,more intuitive interface and onboard reference speaker will take the user’s recording experience to the next level. The H4n’s onboard X/Y stereo condenser mics are arranged with the right and left mics on the same axis. This design ensures that the mics are always equidistant from the sound source for perfect localization with no phase shifting. Frequency response remains uniform throughout your recording. The result is great stereo recording with natural depth and accurate imaging every time. The mics also adjust for variable recording patterns at either 90° or 120°. Our unique design lets you rotate each mic capsule from 90° (standard) to 120° (wide-angle) stereo for the ultimate versatility in any recording situation. Everyone knows that proper miking is essential to making a great recording. The H4n is the only handheld recorder that allows you to record on four channels simultaneously by using its onboard mics with either external mics or direct inputs. You can then use its built-in mixer to blend the channels for perfectly balanced recordings. Now your recordings can be richer than ever before. Or, to get a great recording of a live performance, use the H4n’s onboard mics to get a room mix while simultaneously recording a stereo mix from the mixing board for a live recording that is easily one of the best you’ve ever heard.

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Tuesday, December 6, 2011

Wage Garnishment From Owed Back Taxes and Other Personal Debt Problems

!: Wage Garnishment From Owed Back Taxes and Other Personal Debt Problems

What is Wage Garnishment?

Wage Garnishment is the process of subtracting money from an employee's personal compensation (including salary), often as a result of a court order. Wage garnishments continue until the entire debt is satisfied or arrangements are made to pay off the debt. Garnishments are often taken for any form of debt, but familiar examples of debt that result in garnishments include child support, defaulted student loans, owed back taxes, unpaid court fines, plus any other kind of monetary judgment.

How Does Wage Garnishment Work?

When served on an employer, garnishments will be obtained as a portion of the payroll plan. When processing payroll, at times there is not adequate cash in the employee's net compensation to satisfy all of the garnishments. When this occurs, the correct order to use a garnishment must be fulfilled. As an example, in a circumstance with federal tax, local tax, and credit card garnishments, the first garnishment taken will be the federal tax garnishments, then the local tax garnishments, and lastly, garnishments for the credit card. Employers receive a notice telling them to withhold a particular quantity of their employee's wages for payment and cannot refuse to garnish wages.

What Rights Have I Got When Wage Garnishment Occurs?

As soon as your employer is forced to garnish your wages through a court order or directly from the IRS, your good-standing with the company may be compromised. If this is indeed happening, you do have certain rights. Title III of the Consumer Credit Protection Act (CCPA) protects staff from discharge by their employers for the sole reason that their wages have been garnished for any one debt, and it limits the amount of your earnings that can be garnished in any one week. Title III doesn't, however, safeguard an employee from discharge if the employee's earnings have been garnished for a second or subsequent debt. As well, Title III will almost always give wage earners the right to receive at least partial compensation for the individual services they supply despite wage garnishment.

How to Stop a Wage Garnishment

To put a halt to a wage garnishment before it begins, determine if you can work out some sort of agreement rapidly with the other party. If you can not do that then perhaps your only option is to file bankruptcy immediately. Filing bankruptcy legally puts a stop on wage garnishments. As well, filing bankruptcy stops all your creditors' collection activities which is why it is often used as ammunition to avoid judgments.

Can a Wage Garnishment Be Reversed?

Okay, so you couldn't work something out with the other party to avoid the garnishment to start, so what might be achieved now? Unfortunately, once a writ of garnishment has been awarded, it is quite difficult to undo, but not impossible, specifically if the garnishment is eating up too much of your living expenses. If your wages are being garnished and you can't even afford to file a "Claim of Exemption" form with the court that issued the writ, you are able to obtain this form at your local courthouse. When you have your day in court, you will need to bring documented proof of your income and monthly living expenses, such as home loan or rent payments, utilities, groceries, and so on., in order to convince the judge to set aside the writ of garnishment.

Paying a Writ of Garnishment

Should you lose in court or don't contest the garnishment, there are no other options except to pay it off in full or simply wait until the day arrives when your paycheck is no longer garnished. Regardless of the course you choose, ensure that you acquire documentation from the creditor after the judgment has been payed off in full so that you have proof you paid the debt. You might want this proof in the future should you want to obtain a loan or credit.


Wage Garnishment From Owed Back Taxes and Other Personal Debt Problems

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Sunday, November 20, 2011

Stop and Avoid Wage Garnishment and IRS Wage Levy

!: Stop and Avoid Wage Garnishment and IRS Wage Levy

Getting to Grips with Wage Garnishment

Have you ever heard of a wage garnishment? If you haven't, and you are responsible for paying the IRS what you owe them, then you should read on! If you're in a position where you owe the IRS money already, then you shouldn't just read on, but take note because wage levy is something that could very easily be in your future!

Every taxpayer knows that Uncle Sam needs his pound of flesh (or at least roll of dollars), regardless how many mouths you have to feed, and how high your mortgage payments are now that the financial world is in crisis, or how your income has changed. Uncle Sam doesn't care if you've lost your job, or had to take unpaid leave because of health reasons. If you owe Uncle Sam money, he wants it; and in the form of wage garnishments, he's going to make sure that he gets it.

There are strict procedural guidelines that the IRS must adhere to before they can attach a wage levy to your salary, and the first of these is to warn you that it's about to happen. If you haven't defaulted on your tax payments, then you need to immediately contact them because they need you in default in order to proceed! If you're not in default, then they can't put a wage garnishment onto your salary. You should get about 30 days warning of the wage garnishment going into effect so check the date that it is due to begin and use your time wisely.

If you're already finding it difficult financially, imagine how much worse it's going to be if the IRS takes money from your monthly income before you get a chance to see it? It's difficult enough to decide which bills get paid when your income no longer covers your monthly outgoings. If the IRS has a wage garnishment on your salary, then they take what they want and you have to make do with what's left. As soon as you get that warning letter, notice of levy, you need to act fast.

Find the services of a reliable tax relief specialist. You need someone who is experienced in wage levy issues so that they know their way around the system. You don't have time for them to learn the process on your case, you need someone who already knows the process and can stop the wage garnishment being put into place. These specialists will be able to guide you through the process, and mediate with the IRS on your behalf so that an amicable agreement is reached regarding your tax debt to the IRS.

As the recession tightens its grip, an increasing number of people are finding themselves in a wage garnishment situation. A recent news story from Lima, OH suggested that there was a 24% increase in these cases compared with the same 5-month period in 2008. Uncle Sam wants his money, if you didn't have it to pay when it was due, chances are you don't need him taking it from your wages so if you owe the IRS money, or you get a letter telling you that you are about to have a wage garnishment or wage levy attached to your salary - don't wait until it's too late to stop it.


Stop and Avoid Wage Garnishment and IRS Wage Levy

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